DOI number: 10.5027/jnrd.v5i0.01

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Naah John-Baptist Saabado Ngmaadaba* , Johannes Hamhaber

Cologne University of Applied Sciences, Institute for Technology and Resources Management in the Tropics and Subtropics (ITT), Cologne, Germany.

*Correponding author: jeanlebaptist@yahoo.co.uk [stag_icon icon=”envelope-o” url=”” size=”15px” new_window=”no”]

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The dynamics of solar photovoltaic (PV) technology dissemination and utilization has taken center stage in recent years on a global scale, aiming to partly address prevailing rampant energy poverty situations particularly in developing countries. This paper evaluates a flagship electrification project called Ghana Energy Development and Access Project (GEDAP). We purposively sampled 250 solar users in 65 villages across 6 districts in the Upper West region which has the country’s lowest level of electricity access and possibly the highest proportion of abject poverty among its inhabitants compared to the rest of the country. Based on the survey, it can be said that the overall impact assessment of the GEDAP-sponsored off-grid solar PV systems on the quality of life of the local beneficiaries was found to be positively marginal. Among all livelihood assets considered, social capital was markedly enhanced by the provision of modern energy services via isolated solar PV systems. Bottlenecks were identified, including limited system wattage capacity, slight dysfunction of some balance of components, higher interest rates, low technical know-how and inadequate monitoring, all of which are negatively affecting the sustainability of the project. Our findings also indicate that satisfaction derived from solar PV electricity supply among local solar customers differed for varied reasons as follows: moderately satisfied (43%), satisfied (52%), and dissatisfied (5%).  For a decisive enhancement of rural livelihoods, we strongly recommend up-scaling system wattage capacity and coverage to build up new or improve upon existing livelihood assets through diversification of the income sources of the local inhabitants.

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DOI number: 10.5027/jnrd.v4i0.12

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Arshad Ali *, Asad Mahmood, Shahnila Gul
National University of Science and Technology, Islamabad, Pakistan

*Correponding author: aliarshad08@yahoo.com [stag_icon icon=”envelope-o” url=”” size=”15px” new_window=”no”]

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[stag_toggle style=”stroke” title=”Abstract” state=”closed”]

This research looks at the effectiveness of microinsurance services during and after a disaster and at disaster management as an effective tool for community betterment. A detailed review has been done on available research and case studies. Unfortunately, underdeveloped countries suffer due to a lack of finances during and after a disaster. Developed countries are usually not ready for any disaster at government and public levels. A disaster affected country will also be keen for financial help from donor agencies and other counties. Microinsurance would be very helpful during any disaster to overcome the financial needs at the community level. Microinsurance is a practice that can share the financial liability with the affected population during a disaster. There is no trend in Pakistan for community based microinsurance for certain reasons, although there are very good examples available for review in the region. These include microinsurance services based on community microinsurance models such as SEWA (Gujarat), Weather-Index-based insurance (Ethiopia) and Crop insurance against typhoons (Philippine). These have played a vital role in disaster risk transfer during and after disasters. This study will identify the implementation and outcome of microinsurance in Pakistan during a disaster and understand how much beneficial microinsurance would be for the betterment and recovery of affective community on an urgent basis.[/stag_toggle]

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